How do I earn UChoose Rewards points?

You can earn UChoose points in four different ways:

1. Debit Card Purchases: 
You'll earn the following for your everyday debit card purchases:

i. Earn 1 point for every $4 spent on a signature-based transaction (where you select the ‘credit’ option, rather than entering your PIN).

ii. Earn additional points with each purchase when you shop at select retailers. See a complete list of participating retailers at

2. Balances 
Earn 1 point for every $1,000** of deposit, loan, investment or wealth management balances.

3. New Accounts 
Earn one-time bonus points when you open a new account. Points accumulate monthly.

4. Featured Retailer Purchases 
UChoose features select nationwide retailers monthly which, if you purchase from them, you'll earn extra rewards points above the normal purchase points. After signing up for UChoose Rewards, you'll receive emails letting you know which retailers are featured.

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