Will my existing overdraft protection change?

BloomBank does not offer a formal overdraft protection program.   However, MutualBank will be offering our overdraft protection programs to Bloombank customers.  These programs are outlined in the overdraft matrix below.  If your account has been open for more than 30 days, is not overdrawn at the time of conversion, and has not experienced any fraudulent activity, thus is in good standing, you will automatically receive the Overdraft Privilege for the following items:

  •         Checks and other transactions made using your checking account number
  •         Automatic Bill payments
  •         Recurring debit card transactions

Overdraft payments are made at our discretion and is not a guarantee that we will always authorize and pay any type of transaction.


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